Who Is Eligible for State Benefits?

If you work and/or live in one of the following states that offer state-issued disability insurance or paid family leave you will need to file for state benefits in addition to filing for leave with Lincoln Financial.

If you are eligible to pay through a state issued disability insurance or leave benefit, Lincoln financial will assume you are receiving state disability benefits and will offset (reduce) your REI disability pay by the amount you are expected to receive from the state. You should review the Leave of Absence Tool for details on how your REI and state disability benefits work together.

Your responsibilities are:

  • Review the information provided on your state’s website.
  • File the requested documents with the state in addition to filling with Lincoln Financial.

Lincoln Financial and REI do not have visibility to the paperwork you submit to the state and are unable to see if you have been approved or denied with the state.

Information for Employees Working in the Following States

If you work and/or live in one of the following states that offer state-issued disability insurance or paid family leave, the disability pay you receive from REI may be offset (reduced) by the amount you are receiving from the state. Review the Leave of Absence Tool for details on how your REI and state disability pay work together.

California has state disability insurance (SDI) which provides partial wage-replacement insurance plan for eligible California workers and Paid Family Leave (CA PFL) is a paid leave program that provides time away from work to welcome a new child, care for yourself and care for your family. To access the program, visit the state’s website to file a claim.

Colorado Paid Family and Medical Leave Insurance Program (FAMLI) allows employees in Colorado to apply for FAMLI leave for the following reasons:

  • Parental (bonding) leave
  • Medical leave to care for yourself
  • Medical leave to care for a family member
  • Military family member (exigency) leave
  • Safe leave (domestic violence)

Click here to see frequently asked questions regarding Colorado FAMLI leave. Visit the Colorado Family and Medical Leave Insurance Program (FAMLI) website for more information on each leave and how to apply.

Connecticut’s Paid Leave Program (CTPL) offers paid time away from work so you can care for yourself and your family members. If you experience one of the qualifying reasons for leave, visit the state’s website to access the CTPL program and find out if you’re eligible for it.

Delaware Paid Leave goes into effect on January 1, 2026, with payroll deductions beginning in January of 2025.

Once available, Delaware Paid Leave offers paid leave to employees who have been employed for at least one year and at least 1,250 hours with a single employer. If a leave is approved, employees are eligible for up to 80% of their wages (up to $900 per week) to cover:

  • Care for a new child
  • Care for a family member with a serious health condition
  • Address a personal serious health condition or injury
  • Assist while a loved one is on overseas military deployment.

For additional information please see the Delaware Paid Family Leave website for additional information.

District of Columbia Paid Family Leave (DC PFL) is a paid leave program that provides time away from work to welcome a new child, care for yourself and care for your family members in certain circumstances. To access the program, apply on the District’s website at dcpaidfamilyleave.dc.gov

Maine Paid Family and Medical (PFML) leave goes into effect May 1, 2026, with payroll deductions beginning January 2025.

Once available, Maine’s PFML program provides 12 weeks of paid leave for family, military, medical or safe leave. For additional information, please see the Maine Paid Family and Medical Leave website.

Maryland Family and Medical Leave Insurance (FAMILI) begins July 1, 2026, with payroll deductions beginning July 2025.

Maryland FAMLI will provide up to 12 weeks away from work to Maryland employees to care for themselves or a family member for the following reasons:

  • To welcome a child into our home, including adoption and foster care
  • To care for yourself, if you have a serious health condition
  • To care for a family member’s serious health condition
  • To make arrangements for a family member’s military deployment

Benefits are available to employee who work at least 680 hours in a position based in Maryland over the previous four calendar quarters, and receive income replacement of up to $1,000 a week.

For additional information, please see the Maryland FAMLI website.

Massachusetts Paid Family and Medical Leave (PFML) is a statewide program that provides job-protected paid time away for the following reasons:

  • Medical leave to care for yourself
  • Medical leave to care for a family member
  • Parental (bonding) leave
  • Caring for a family member who was injured serving in the armed forces
  • Managing affairs while a family member is on active duty

Please visit the MA Department of Family and Medical Leave website for additional information. Click here to see frequently asked questions regarding MA Paid Family and Medical Leave and how it coordinates with REI’s leave programs.

Minnesota Paid Leave benefits and deductions begin January 1, 2026.

There are two types of leave provided:

  • Family Leave: For care of a family member with a serious health condition, or if you are bonding with a new baby or child in your family
  • Medical Leave: When your own serious health condition prevents you from working

For additional information, please see the Minnesota Paid Leave website.

If you work in New Jersey, New Jersey Family Leave Insurance (NJ FLI) and Temporary Disability Insurance (NJ TDI) may provide you paid time away from work to care for yourself or your family members in certain circumstances. Please visit the New Jersey State Disability website for more information.

If you work in New York, New York Paid Family Leave provides you paid time away from work to care for yourself or your family members in certain circumstances. To access this program, contact Lincoln Financial at 1-800-451-2967; option 3 or mylincolnportal.com.

Paid Leave Oregon allows employees in Oregon to take paid time off for certain life events. Paid leave can be taken for:

  • Family leave
  • Medical leave
  • Safe leave

Visit the Paid Leave Oregon website for more information on each leave and how to apply. Click here to see frequently asked questions regarding Paid Leave Oregon and how it coordinates with REI’s leave programs.

If you work in Rhode Island, Rhode Island Temporary Caregiver Insurance (RI TCI) and Temporary Disability Insurance (RI TDI) provide paid time away from work to care for yourself or your family members in certain circumstances. To find out if you’re eligible and learn more about the program, go to dlt.ri.gov/tdi.

Washington State (WA) has a Paid Family and Medical Leave (PFML) benefit, administered by the Employment Secuirty Department, for employees who work in WA.

It provides paid time off to care for yourself or a family member, such as:

  • Bonding with a newborn, adopted or foster child
  • Recovering from a surgery, serious illness or injury
  • Supporting a family member with a serious medical condition
  • Experiencing certain events connected to a family member’s active duty military service.

While you’re out, you will receive payments from the ESD based on a percentage of your typical weekly earnings. If you are on approved disability—i.e., if you are receiving Short Term Disability or salary continuation pay through REI Payroll—your disability pay will be automatically offset based on the estimated payment you are expected to receive through the state. Once your claim is approved by the ESD, you will need to submit weekly claims in order to receive the remaining payment.

Visit the Washington Paid Family and Medical Leave website for more information. Visit the Washington Paid Family and Medical Leave website for more information.

Click here to see frequently asked questions regarding Washington Paid Family and Medical Leave.

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